You Need A Budget (ynab)

Don't fritter away the temporary savings of low gas prices!

The new year is a great time to hit that Reset Button. One category at a time.

"They're digging in the wrong place."

A lesson on focus.

The biggest rainy day you have is when you retire. Old-timer. ;)

There are Four Rules to YNAB's Method, but One Rule to rule them all.

The Android app looks great! It's available by the end of the day today for a free update.

The longer you use YNAB and follow the method, the fewer emergencies you have.

Keeping your head up, when progress seems to be more backward than forward.

Viewing money for what it represents seems to lend itself to a pretty healthy outlook on life.

Facing the right direction brings peace. With pace playing second fiddle.

Frugality, for its own sake, is really, really boring.

Living within your means frees up cash for saving or getting out of debt, but it is so much more than just that.

Sometimes you've cut all you can cut, and it's time to increase the size of your shovel.

You have permission to keep it simple. Challenging assumptions.

The one thing we don't talk about regarding debt, is that it kills scarcity. Scarcity helps you.

After a little YNABer feedback, I've decided to revise and extend my remarks on debt…focusing on good debt versus bad debt.

We talk a lot about priorities. here's my view on getting out of debt, as your single priority.