You Need A Budget (ynab)

It's not about automating or not, it's about eliminating tedium, and increasing awareness.

If you could only have one report, what would it be?

Every once in a while, the budget needs good shave. A fresh start, if you will.

An Interview with Amy Jones, creator of the awesome Map Your Progress.

Where Julie and I broadcast our budget meeting (unedited) to the world. Take from it what you can, if anything.

Why saving without a purpose isn't really saving at all. You know you've done this.

Should you go crazy with your debt? Save some money? Both?

What should be the order of prioritization once the necessities are taken care of?

The past is in the past, but it still affects the future. Dealing with financial scar tissue.

The budget lets you let go of so much cognitive overhead. Free yourself from decision fatigue.

The point of having money is to spend it. Also, an attorney joke that takes most of the time.

High-ticket items deaden your sensitivity to spending amounts you would otherwise weigh carefully. Proceed with caution!

Unless your hobby is credit card shenanigans, pick just one (maybe two) credit cards and call it good.